Blue Secure Premier Checking Account

*Not available to For Profit Corporations, Partnerships, or Associations, Commercial or Business Checking Accounts.

Features:
  • Minimum Deposit of $100.00 required for opening account.

    Average Daily Balance

     

    Service Fee

      $0 - 2,999.99 (under the age of 65)   $5.95
      $0 - 2,999.99 (Over the age of 65)   $2.95
      $3,000 & Over   No Fee

  • Check writing is unlimited.
  • Interest is paid on accounts with a minimum average daily balance over $3000.00.
  • Cellular Telephone Protection *1.
  • Identity Theft Protection Service *2.
  • Overdraft Privilage Service +
  • Online Banking.
  • Online Check Image Access
  • E-Statements
  • Bill Payments
  • Debit Card
  • The customer recieves the first 50 complimentary checks free.
  • Balances are FDIC insured.
  • A monthly statement is provided with all cancelled items.

Benefits:
  • Makes access to funds through checks convenient and easy.
  • Service fee structure that allows the customer to control costs.
  • No per check charge. Lowers the cost for large users of checks.
  • Provides record keeping services by producing cancelled checks as receipts.
  • Provides safety by allowing the customers to carry less cash and requires an authorized endorsment prior to cashing.
  • Your money is safe because the federal government insures it.
  • Overdraft Privillage Service is available if you maintain your account in good standing.

Prospects:
  • For Customers writing a large amount of checks.
  • Maintain average balances that exceed $3000.00
  • Dual income families with a need to track and control thier balances.

OVERDRAFT PRIVILEGE SERVICE+
Available only to consumer accounts (no business accounts) for personal and household use and we may limit the number of accounts eligible for Overdraft Privilege to one account per household. Additionally, we reserve the right to not approve any overdrafts against your account until we can verify that your account is being maintained in good standing. The Overdraft Privilege Service does not constitute an actual or implied agreement between you and the bank; nor does it constitute an actual or implied obligation of or by the bank. This service represents a purely discretionary courtesy or privilege that the bank may provide to you from time to time and which may be withdrawn or withheld by the bank at any time without prior notice or reason or cause. (Refer to Overdraft Privilege Service Description for further explanation on service.)

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*1 CELLULAR TELEPHONE PROTECTION & IDENTITY THEFT PROTECTION SERVICES¹
Special Insurance Program Notes:  The descriptions herein are summaries only.  They do not include all terms, conditions and exclusions of the policies described.  Please refer to the actual policies for complete terms, conditions and exclusions of coverage. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.

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*2 IDENTITY THEFT PROTECTION SERVICES²
IDProtect service is a personal identity theft protection service available to personal checking account owners, their natural person joint account owners and their eligible family members (as defined below).  The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners).  For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members.  For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and the beneficiary’s eligible family members (Fiduciary is not covered).  Service is not available to a "signer" on the account who is not an account owner.  Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students.  Eligible Family Members include: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

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Other fees may be charged on your statement:
See Other Fees
 

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